Mortgage rates valid as of 21 Aug 2019 08:36 am CDT and assume borrower has excellent credit (including a credit score of 740 or higher). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. arm interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM and 10.Freddie Mac reports current rates. freddie mac reported that the 15-year fixed rate also decreased this past week. Currently, the 15-year fixed rate mortgage averages 3.98%, a drop of three basis points from the week before. The five-year ARM followed suit, dropping by five basis points to an average of 3.82%.The interest rates or Prime Interest Rates are determined by the rates assigned by the central bank to the retail bank. The central bank will raise interest rates when they want to discourage consumer borrowing and encourage more deposits.What are the interest rates for federal student loans? The interest rate varies depending on the loan type and (for most types of federal student loans) the first disbursement date of the loan. The table below provides interest rates for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans first disbursed on or after July 1, 2019, and before July 1, 2020.Mortgage rates could change daily. Actual payments will vary based on your individual situation and current rates. Some products may not be available in all states. Some jumbo products may not be available to first time home buyers. Lending services may not be available in all areas. Some restrictions may apply.Mortgage Interest Rate forecast for September 2019. Maximum interest rate 3.61%, minimum 3.40%. The average for the month 3.52%. The 30 Year Mortgage Rate forecast at the end of the month 3.50%. 30 Year Mortgage Rate forecast for october 2019. maximum interest rate 3.50%, minimum 3.21%. The average for the month 3.38%.could low interest rates not be the cure-all that many believed they would be for a mortgage market that was expecting a down.Interest Rate. The cost a customer pays to a lender for borrowing funds over a period of time expressed as a percentage rate of the loan amount.The official interest rate is the repo rate. This is the rate at which central banks lend or discount eligible paper for deposit money banks, typically shown on an end-of-period basis. This page provides – South Africa Interest Rate – actual values, historical data, forecast, chart, statistics, economic calendar and news.